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Long Term Travel – NomaD Insurance

How to Get Nomad Insurance by Genki in Under 5 Minutes (Step-by-Step Guide)

In a Hurry? Here's our Key Info for This Article

  • Genki provides flexible, long-term travel insurance for digital nomads and expats
  • Their plans include Genki Explorer for travelers and Genki Native for expats
  • Signing up takes less than 5 minutes with an easy online process
  • Coverage is available worldwide, even if you’re already abroad
  • While Genki has higher coverage limits, SafetyWing offers a more budget-friendly alternative
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Who Genki Are and Why You Need Them

If you’re wondering what Genki Travel Insurance is and if long term travel insurance is even worth it, let me make it simple – if you’re traveling long-term, you need insurance. No one plans for accidents, but when they happen, medical bills can be astronomically high – ranging from hundreds to tens of thousands of dollars, depending on where you are.

Genki specializes in remote travel insurance for long-term travelers, digital nomads, and expats, offering flexible plans that work worldwide. It doesn’t matter if you’re moving between countries or staying put for a while, Genki ensures you have reliable health coverage wherever you go.

A Bit About Genki

The company launched their primary Genki nomad insurance plan to provide travelers with comprehensive and affordable travel insurance that doesn’t require a permanent home address. As of 2025, they offer two primary plans:

  • Genki Explorer – A travel health insurance plan designed for digital nomads and long-term travelers. It covers medical expenses, hospital stays, and emergency evacuations worldwide.
  • Genki Native – A full health insurance plan for people living abroad permanently, with long-term coverage and access to private healthcare worldwide. It is worth noting that for this plan, a minimum of 1 year is required.

Genki does have transparent pricing and straightforward policies as we found in our Genki insurance review, Genki aims to remove the stress from travel insurance so you can focus on your journey.

Genki Nomad Insurance Ratings

The company receives top ratings from thousands of travelers, many praise is often given for its no-nonsense claims process, affordable rates, and fast customer support. When you’re out and about traveling, this is of crucial importance. On platforms like Trustpilot, Genki consistently scores above 4 out of 5 stars, making it a trusted option for long-term travelers.

How to Sign Up for Genki Travel Insurance (Step by Step)

Getting covered with Genki is quick and easy. Here’s exactly how to do it:

1. Visit the Genki Website

Go to the official Genki website and click on “Get Covered” to begin.

2. Go through the Insurance Questionnaire

Here they ask how long you’re traveling for, if you have any long-term health cover, and what types are most important to you. Here you can select from a multiple-select list of 8 options which include Accidents & Emergencies, preventative care, dental etc. Finally you choose how many people you need cover for and your age bracket.  

3. Add your Details

Enter your name, email, and Whatsapp number to get your quote sent through.

4. Receive Your Quote

You will receive your quote through email and via Whatsapp with a link to signup.

5. Add Personal Information

Fill in your name, date of birth, and country of residence.

6. Review and Confirm

Double-check the plan details, pricing, and flexible renewal options.

7. Enter Payment Details

Use a credit or debit card to complete your purchase.

8. Receive Confirmation for Your Nomad Insurance

Once payment is processed, you’ll get a confirmation email with your policy details. That’s it—you’re covered!

Genki nomad insurance
Genki’s standard policy covers up to 1 million dollars
Genki nomad health insurance
Get covered with Genki before you head out of the door

Alternatives to Genki Nomad Insurance

Genki Insurance is widely regarded as one of the top choices for digital nomad insurance. It offers comprehensive coverage and a seamless sign-up process. However, it’s not without competition. The other major player in this space is SafetyWing, a well-known provider that also offers a hassle-free enrollment process, transparent pricing, and a budget-friendly alternative for long-term travelers.

One of the biggest differentiators between the two is coverage limits. While Genki provides up to $1 million per year in coverage, SafetyWing caps at $250,000 per policy period. This could be a crucial factor for those prioritizing higher medical coverage, especially if traveling to countries with expensive healthcare systems. However, if affordability is a key concern, SafetyWing’s lower monthly premium makes it an attractive option.

Ultimately, the choice comes down to your travel habits, risk tolerance, and budget. If you’re a digital nomad with a continuous source of income and prefer maximum coverage and are willing to pay a premium for it, Genki might be the better fit. But if you’re looking for a cost-effective safety net with essential coverage, SafetyWing remains a strong contender.

SafetyWing nomad insurance
SafetyWing peace of mind banner horizontal

Getting Nomad Insurance by Genki in Under 5 Minutes – Final Thoughts

There you have it – you now know exactly how to get Genki travel insurance in under 5 minutes. It’s a solid choice with great coverage, transparent pricing, and zero hassle. There are cheaper alternatives out there but for global coverage with a straightforward plan. Genki is the way to go.

If you’re heading to the United States, expect a higher premium, but also keep in mind that Genki’s flexibility lets you adjust your plan anytime. This makes it a great option for travelers who move frequently or change plans on the fly. So, be safe, travel smart, and get insured today!

Genki Nomad Insurance Quick Cover FAQs

Is Genki Travel Insurance Worth It?

Yes! Genki is designed for digital nomads and long-term travelers. It offers flexible, affordable global coverage. Unlike traditional insurance, no matter if you are are in sipping coffee Sweden or chilling out in Thailand – it doesn’t require a fixed home address, making it ideal for travelers.

How Fast Can I Get Covered by Genki?

Genki nomad insurance coverage is under 5 minutes. Just follow the simple online process: sign up, choose a plan, enter travel details, and pay. Your coverage starts immediately or on your selected date.

Does Genki Cover Pre-Existing Conditions?

Genki does not cover pre-existing conditions, except in cases of acute medical emergencies. If you need coverage for ongoing health issues, you may need a different plan.

Can I Buy Genki Insurance While Already Traveling?

Yes! Unlike many traditional insurers, Genki lets you purchase coverage even if you’re already abroad. You don’t need to be in your home country to sign up.

How Much Does Genki Travel Insurance Cost?

The Genki Explorer plan starts at around €180 per month for travelers under 40 as per their website. Prices vary based on coverage location (e.g., adding US coverage increases the cost). Genki’s monthly renewal option makes it a flexible and budget-friendly choice for travelers.

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